Why Do I Need A Home Inventory

The Glastonbury and Enfield, CT area is a great place to own a home, but it is not free from life’s risks. Your home is your castle, and you have home insurance to protect that castle from all the hazards that the world can throw at it. When your home is damaged or destroyed by a covered hazard, a claim with your insurance carrier will be in your near future. Filing a claim is never easy—lots of paperwork and answering questions. With a local insurance agency, you get the help to handle these claims. At Koverage Insurance Group, we are here to help our customers, and talking to them about making a home inventory is of key importance. 

A home inventory is a detailed listing of all the personal property that you have in your home. These days, you can start with a digital record of all the things in your home. You should go to each room and take pictures or videos highlighting the items of the highest value. Don’t forget to go into closets, the basement and attic, garage and any outbuildings. If you would rather create a list, that works as well. Make sure to list brand names and serial numbers, if possible, on electronics and appliances. If you have a sales slip, this should be kept with the inventory in a safe place, preferably away from your home. Having an inventory will make collecting on your claim much more manageable. 

If you are a first-time homeowner looking for home insurance or in the market for a change of agents, Koverage Insurance Group in Enfield, CT would love to talk to you. You can use our online rating tool to provide a quote on home or auto insurance, or you can stop by or call our office to discuss your home insurance needs with one of our experienced team members.