Auto Insurance in Connecticut
Auto Insurance Options and Requirements for Connecticut
States, like Connecticut, require that drivers have a minimum amount of liability coverage. While this will cover your liability in an accident where you are deemed to be at fault, it may not be enough coverage to protect you adequately. The team at Koverage Insurance Group serves the Enfield, CT area and can help you understand the type and amount of auto coverage that you need to be safe financially while on the road.
What is Important?
It's important to understand what liability auto insurance covers and what it doesn't. Typical policies will pay for repairs and medical expenses of an injured party in an accident where you are found to be at fault. It does not, however, cover the repairs needed for your vehicle or your medical expenses. Additionally, if the injured party decides to sue, then you could be held accountable for legal fees. If the expenses exceed the liability policy’s coverage amount, you will be held accountable for the excess. If you don't have the assets to cover them, it's possible that your future earnings will be garnished to cover the costs. For these reasons, it is vital to consider the amount of auto coverage that you carry. Your agent will help you decide what is best for your situation while keeping costs low.
When you consider the cost of medical treatment, rehabilitation, legal fees, and auto repairs, it's easy to see that most liability coverage policies do not provide sufficient coverage after an accident. The team at Koverage Insurance Group are ready to talk with you about available coverage options. Visit our online rating tool to explore auto and home quote options or call or visit our office to discuss your insurance needs and get a quote. Don't wait until it's too late. Talk to the experts at Koverage Insurance Group in Enfield, CT and get the coverage that you need today!