Secure Your Jobs With Contractor Insurance This Spring
As the winter comes to a close, Connecticut contractors begin the preparations for spring and summer jobs. If you are among these contractors, you should consider contractor insurance from Koverage Insurance Group. Your contractor insurance can include a variety of coverages to include liability, defamation or slander, and worker's compensation among others.
It is responsible as a contractor to be covered with liability insurance before you take on a job. If you are working on homes or properties in or around the Enfield CT area, expect potential clients to seek out only insured contractors. Liability covers any claims associated with damages or bodily injury that happened due to your company's negligence. Having a liability claim without insurance will require financial obligations that can bankrupt a business. Obtaining liability coverage not only covers your clients but also protects your business from an outstanding financial obligation.
Defamation and Slander
Should you find yourself being sued by a competitor for defamation of their services, your policy will cover any settlement charges accrued. Whether you or another employee decided to discuss a competitor negatively to a mutual client or in a public forum, these are grounds for your competitor to obtain financial damages from you.
If you plan to have more than just yourself working on your jobs, you should cover yourself with worker's compensation. In the contracting business, the potential for accidents is greater than in other industries. Because of this, the responsible option is to be prepared. Should one of your employees become hurt on the job, worker's compensation will cover any fees associated with the injury, preventing quite the financial obligation.
Connecticut Contractors Get Covered Today!
If you are a contractor in or around the Enfield CT area, make the responsible choice and have your contracting business insured. Contact an agent at Koverage Insurance Group today to begin building your policy and get a quote.