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Koverage Insurance Group

657 Enfield St
Enfield, CT 06082

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About Us

Welcome to The Jarrett Agency, and our new site, put together with professionalism and our customers ease of doing business in mind.

On behalf of the staff here at The Jarrett Agency, we wish to extend a warm personal welcome to you and to introduce you to our company and our staff.

Since 1918 originally, and 1976 under current ownership, with our colleagues we have grown The Jarrett Agency from a two person mom & pop storefront to a modern, independent agency of ten licensed, highly experienced and educated insurance brokers, utilizing over 20 of the leading carriers in the industry.

At The Jarrett Agency, we provide insurance, counseling, advice and protection services to over 4000 clients, throughout Connecticut and Southern New England, and beyond. The Jarrett Agency is the largest and oldest independent insurance agency domiciled in Enfield Connecticut.

Our goal is, and has always been, to provide the best in advice, products, and services to our clients. In an ever changing social and economic environment, we are passionate about continuing to challenge ourselves to excel and learn from not only our successes but our shortfalls.

Our business mission is that by having highly motivated people, continuous education and training, mulitiple carrier product choices, and unwavering commitment to the highest level of business ethics, we will add value to our client relationships and actively support our local community.

As always, we welcome your suggestions, criticisms, and support in our ongoing efforts to achieve our goal. The Jarrett Agency, welcomes new clients daily. Please do not hesitate to give us a call and set up an appointment, we look forward to working with you, and having you too join our team. We sincerely appreciate your business, and your support.

Until we meet, warm regards,
Nicholas Deni
Vice President

Mark Zarcaro
Vice President

Meet Our Team


Nicholas P. Deni, President

Nick DeniI graduated magna cum laude from Clark University in 1982, and with honors from Enrico Fermi High School in 1978. I began my insurance career in 1983 with The Hartford Insurance Company moving to Transamerica & Travelers Insurance Companies, during the 80s, before joining The Jarrett Agency in 1989. I specialize in small to mid-size business & personal insurance, including garage, restaurant, contracting and condominium risks.

I am presently President & co-owner of the agency and live in Enfield with my wife Lisa of 30 years; we have four children – Amanda, Ali, Nicholas & Anthony. I am an avid golfer, St. Louis Cardinals baseball fan and 2015-2016 President of the Enfield Rotary Club.

Mark T. Zarcaro, Vice President

Mark ZarcaroI graduated from Enrico Fermi High school in 1975. I began my insurance career in 1980 with the Kemper Insurance Company. I joined The Jarrett Agency in 1991. I specialize in bonds, fire services, and small to mid-size business & personal insurance.

I am a Fire Commissioner in The Hazardvile Fire District as well as the Public Information Officer for the Fire Departments of Enfield. In my free time I enjoy woodworking and have recently found myself collecting antique trucks.

I am presently co-owner of the agency and live in Enfield with my wife Karen and two daughters.

Patricia Holden, Account Manager

Patricia HoldenI graduated from Fermi High School in 1979. I joined the Jarrett Agency in 2013. I started my career in banking as a Teller Manager and also working in the treasury department. My insurance career started in 1994 when I became a licensed property and casualty producer at a local agency.

I hold a CISR designation earned in 1997 and a CIC designation since 2008. I specialize in personal and small commercial insurance sales and service.

I am a lover of animals, old cars, music and theater. I enjoy spending my free time at concerts, plays and with my pets.

Megan Joyce, Customer Service Representative

Megan JoyceAs the newest member of The Jarrett Agency, joining the agency in December 2015, I look forward to starting a new career in the insurance industry. I am a dedicated professional committed to building strong client relationships. Having extensive experience in customer service, I understand the importance of being resourceful and responsive.

I attended Westfield State College to complete a Bachelor of Arts Degree and recently graduated from Bay Path University with a Master of Science in Education. I will be working on attaining my license as a property and casualty insurance agent.

I currently live in Enfield with my husband Ryan and two wonderful boys, Logan and Gannon.

Mary Jo McManus, Bookkeeping Accounting Coordinator

Mary Jo McmanusI hold an AAS and BS degree in Food Science and Nutrition from SUNY Cobleskill and the University of Massachusetts, Amherst.

I am a professional chef and dietitian. A career change in April 2000 brought me to the Jarrett Agency. I work at the Jarrett Agency as Accounting /Bookkeeper, and Licensing Coordinator.

I live in Enfield with my husband Michael and two children. In my free time I love helping out at Powder Hollow Brewery, my son’s business, or volunteering at church events with the Women’s Guild.

Melissa L. Mills, Personal Lines Operations Manager

Melissa MillsI have over 25 years of varied, progressive customer service and sales experience in banking, leasing and retail prior to starting my insurance career at The Jarrett Agency in June 2005. I was promoted to Personal Lines and Operations Manager in June 2014.

I’m a licensed property and casualty insurance agent since 2007. I specialize in personal lines and small to midsized commercial accounts.

I’m married and enjoy quiet family time with my husband and beloved Springer Spaniel Jax away in Vermont.

Hope Moxley, Customer Service Agent

Hope MoxleyI graduated from Stafford High School and began my insurance career in March of 1987 and have 29 years in the business. I joined the Jarrett Agency in June 2014 and bring many years of insurance customer service and sales experience to the agency. I previously worked for a direct writing company for 28 years.

As a licensed agent, since 1991, I specialize in personal lines coverage, sales, service, quotes and general information.

I live in Enfield with my husband Greg, our two children and our dog Piper. I’m an avid NY Giants fan and enjoy camping, spending time with family and friends. I look forward to serving my community for many years to come.

Partner Carriers

  • Arrowhead
  • ASI
  • Berkley One
  • Bunker Hill
  • Central Insurance Companies
  • Chubb
  • CNA
  • Dairyland
  • Foremost
  • Gaurd
  • Liberty Mutual
  • Mapfre
  • MetLife
  • Nationwide
  • Progressive
  • QBE
  • Quincy
  • Travelers
  • UPC
  • Vermont Mutual